Divorce Guide

Divorce Guide


Financial steps to take after a divorce


Divorce is an event which causes a slump in the finances for both the spouses. After divorce one fails to realise where the money was spent and how much went for the legal battle which is over. Being a father, it would be required by you to pay for child support.

In order to make your finances stable after divorce, you must be prepared for the worst. Divorce changes everything for an individual from the thinking pattern to the finances.

Financial steps to take after a divorce-

Change your lifestyle: You can bring about a change in your finances when you change or alter your lifestyle. You can begin by cutting your expenses, paying down debts and limit your credit card usage. The manner by which you can cut your credit card expenses is by selling the house or the car. Begin to cope with realities in a matured manner.

Refrain from legal battles: Long drawn legal battles, would make you spend much more than required. After divorce avoid costly litigations and settle on issues in an amicable manner.

Right after divorce: It would essential to know about your rights after divorce. You should know about your possessions, child support issues and child custody issues. Be certain about your rights as a father.

Retirement plans: You should be able to handle your retirement plans after divorce. Keep the interest of child in mind always; donít bother about your ex during this time, since you care about your children. With a good retirement plan, you would benefit yourself and your children. The amount of money you save, you would always come in use at some time.

Credit issues: Avoid buying things which you really donít require. Be more responsible towards- medical insurance, home or renters insurance, life insurance, car insurance and save where you can to avoid spoiling your credit report. Ensure that your credit is only in your name. You should review your credit report on a regular basis. If you find any mistakes in your credit report, take note of the mistakes and report it to credit bureaus. Make sure that your wifeís name is not mentioned in the credit report. Keeping track of your expenses during divorce, would help you curtail the same after divorce.

Keep a note of the following-

  1. Know where and on what you were spending money.
  2. Under what circumstance did you spend more money and under which circumstance were you able to curtail your expenses.

After your divorce, you would have to be aware that life would change. Things which would change are as follows-

  1. If you do have custody of your children, you would have to hire baby sitters more often and also pay for child care.
  2. There would be increase in eating out and laundry expenses.
  3. You would have to curtail your holiday expenditure.
  4. May have to alter your expenses at the grocery store

After divorce its time to move forward with a positive attitude and new frame of mind. Forget about your past and look forward to your new future.


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